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Terms and Conditions

1. Introduction Welcome to Savvy Digital OÜ ("Company", "we", "our", "us"). These Terms and Conditions ("Terms") govern your use of our website, www.savvydigitalhub.com (the "Site"), and software design, development and consulting services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services. 2. Services 2.1 Description of Services We provide software design, development, IT consulting, and related services. The specifics of our services will be outlined in individual contracts or agreements entered into with our clients. 2.2 Modifications to Services We reserve the right to modify or discontinue any part of our Services at any time, with or without notice. We are not liable to you or any third party for any modification, suspension, or discontinuance of the Services. 3. Use of the Site and Services 3.1 Eligibility To use our Services, you must be at least 18 years old and capable of forming a binding contract with us. By using our Services, you represent and warrant that you meet these requirements. 3.2 User Responsibilities You agree to use our Services only for lawful purposes and in accordance with these Terms. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. 3.3 Prohibited Uses You agree not to: Use our Services in any way that violates any applicable local, state, national, or international law or regulation. Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of our Services. Impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity. Engage in any other conduct that, in our sole discretion, restricts or inhibits anyone’s use or enjoyment of our Services. 4. Intellectual Property 4.1 Ownership All content on the Site, including but not limited to text, graphics, logos, images, and software, is the property of Savvy Digital OÜ or its content suppliers and is protected by international copyright and trademark laws. 4.2 Limited License We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal or business use in accordance with these Terms. 5. Confidentiality 5.1 Confidential Information In the course of providing Services, we may share confidential information with you. You agree to keep this information confidential and not to disclose it to any third party without our prior written consent. 5.2 Exceptions Confidential information does not include information that is publicly known, already known to the recipient, independently developed by the recipient, or lawfully received from a third party. 6. Limitation of Liability To the fullest extent permitted by applicable law, in no event will Savvy Digital OÜ, its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from: Your use of, or inability to use, the Services. Any unauthorized access to or use of our servers and/or any personal information stored therein. Any interruption or cessation of transmission to or from the Services. Any bugs, viruses, Trojan horses, or the like that may be transmitted to or through our Services by any third party. Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Services. Any other matter relating to the Services, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage. 7. Indemnification You agree to defend, indemnify, and hold harmless Savvy Digital OÜ, its affiliates, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from: Your use of and access to the Services. Your violation of any term of these Terms. Your violation of any third-party right, including without limitation any right of privacy or intellectual property. Your violation of any applicable law, rule, or regulation. Any content that you submit to us, including but not limited to any misleading, false, or inaccurate information. This defense and indemnification obligation will survive these Terms and your use of the Services. 8. Termination 8.1 Termination by You You may terminate your use of the Services at any time by discontinuing your access to the Site and ceasing all use of the Services. 8.2 Termination by Us We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. 8.3 Effect of Termination Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination will survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability. 9. Governing Law These Terms shall be governed and construed in accordance with the laws of Harju County, Estonia without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Harju County, Estonia, and the parties hereby consent to the personal jurisdiction and venue therein. 10. Dispute Resolution 10.1 Informal Resolution Before filing a claim against us, you agree to try to resolve the dispute informally by contacting us at hello@savvydigital.io. We will attempt to resolve the dispute informally by contacting you via email. If a dispute is not resolved within 30 days of submission, you or Savvy Digital OÜ may bring a formal proceeding. 10.2 Arbitration Any dispute arising from or relating to the subject matter of these Terms shall be finally settled by arbitration in Estonia, using the English language in accordance with the Arbitration Rules and Procedures of Judicial Arbitration and Mediation Services, Inc. ("JAMS") then in effect, by one commercial arbitrator with substantial experience in resolving intellectual property and commercial contract disputes. The arbitrator's award will be final and binding, and judgment may be entered in any court of competent jurisdiction. 11. Changes to Terms We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised Terms. 12. Miscellaneous 12.1 Entire Agreement These Terms constitute the entire agreement between you and Savvy Digital OÜ regarding the use of the Services and supersede any prior agreements between you and Savvy Digital OÜ relating to your use of the Services. 12.2 Severability If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions of these Terms will remain in full force and effect. 12.3 Waiver No waiver of any term of these Terms will be deemed a further or continuing waiver of such term or any other term, and Savvy Digital OÜ's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision. 12.4 Contact Information If you have any questions about these Terms, please contact us at: Savvy Digital OÜ C.R Jakobson St. 3-5, Tallinn 10128, Estonia hello@savvydigital.io +372 5307 2929

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